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May 21, 2019 · Because they don’t run credit checks, BHPH dealerships don’t typically report payments to the major credit bureaus. This means you can’t build or improve your credit score over time with one of these auto loans. Other drawbacks include: Higher interest rate – Your interest rate is going to be higher than average, too.

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We have been in the business of helping good people find great used cars since 1958. We offer solid buy-here, pay-here (BHPH), in-house financing for customers with no credit or bad credit. You are not just a credit score or a number. Each application is reviewed by an a member of our underwriting team to help you find the reliable car that you ...

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At least one year at the same employer for those with no credit rating. At least two years of employment history for those with some kind of credit history. Minimum monthly gross income of $1500.00. Money down may be required, but is not necessary in every case. No repossession within the last 12 months unless included in a bankruptcy.

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